West Bengal Student Credit Card Beneficiary List 2025: Instantly Find Your Name & Track Loan Approval

The West Bengal Student Credit Card Beneficiary List for 2025 has been released by the Government of West Bengal, allowing thousands of aspiring students to verify their loan approval status online. As part of the state’s flagship education finance initiative, this list includes names of applicants whose loans have been sanctioned under the student-friendly, government-backed credit scheme. With transparency and accessibility at the core, this move empowers students and parents alike to track the progress of their applications and take timely action where needed.

Key Scheme Details	2025 Specifications
Scheme Name	West Bengal Student Credit Card Scheme
Implementing Body	Department of Higher Education, Government of West Bengal
Maximum Loan Amount	₹10 lakh (for Indian or overseas studies)
Interest Rate	4% simple per annum
Repayment Period	15 years (including moratorium)
Eligible Age Group	Students up to 40 years old
Eligibility	Minimum 10 years’ residence in West Bengal
Coverage	Higher education, professional, doctoral and coaching courses
Beneficiary List Released By	West Bengal State Co-operative Bank & Partner Banks
Online Tracking Website	Higher education, professional, doctoral, and coaching courses

Understanding the West Bengal Student Credit Card Beneficiary List

The West Bengal Student Credit Card Beneficiary List is a compiled record of applicants whose education loans have been approved by designated financial institutions under the state government’s guarantee. The list is updated regularly and published online to ensure transparency in the disbursement process. Students whose applications are sanctioned can verify their status using their unique registration ID on the official portal.

This list serves three critical functions:

• Confirms official loan approval and sanctioning authority
• Allows applicants to monitor disbursement timelines
• Helps institutions verify financial support documentation

How to Check the West Bengal Student Credit Card Beneficiary List 2025

Eligible students can now check their names in the West Bengal Student Credit Card Beneficiary List by following these steps:

1. Visit the Official Portal
   Go to https://wbscc.wb.gov.in
2. Click on “Beneficiary List.”
   Navigate to the “Track Application” or “Beneficiary List 2025” section on the homepage.
3. Enter Registration Details
   Input your unique student ID, mobile number, or Aadhaar-linked credentials.
4. View Status
   The portal will display your current status—pending, under review, approved, or disbursed. Approved students will also see loan amounts and bank references.
5. Download Confirmation
   Students can download their approval certificate or print the screen for institutional submission.

This verification mechanism ensures that students receive up-to-date information without needing to visit physical offices.

Eligibility Recap: Who Gets Listed in the Beneficiary Data?

Only students who have met the full eligibility conditions and cleared the due diligence process by partner banks are included in the West Bengal Student Credit Card Beneficiary List.

These include:

• Resident Criteria: The applicant must have lived in West Bengal for at least 10 years prior to applying.
• Age Limit: Not older than 40 years on the date of application submission.
• Academic Admission: The applicant must be enrolled in Class X or above in a recognized institution (India or abroad).
• Correct Documentation: Complete KYC details, fee structure, proof of income, Aadhaar, etc., must have been uploaded.
• Bank Verification: The designated bank must have approved the loan after reviewing the proposal and CIBIL score.

Students who are still in the process or whose applications are incomplete will not be listed until final approval is granted.

Benefits of Accessing the Beneficiary List

The introduction of the West Bengal Student Credit Card Beneficiary List has significantly increased transparency. Key benefits include

• Reduced Processing Delays: Students can identify application status without repeated visits or phone calls.
• Authenticity for Institutions: Colleges and coaching centers can cross-verify funding for fee-related clearances.
• Updated Communication: Students receive SMS/email updates post-inclusion in the list.
• Better Planning: Families can plan financial arrangements knowing exact approval and disbursement timelines.

Common Status Terms Explained

When checking your record in the West Bengal Student Credit Card Beneficiary List, you may see one of the following statuses:

Status	Meaning
Pending	Application received but yet to be verified by the institution
Under Review	Submitted to the bank; under processing
Approved	Loan has been sanctioned; awaiting card issuance
Disbursed	Amount credited; card activated
Rejected	Application not approved due to eligibility or documentation issues

Each status reflects a stage in the approval pipeline and helps the student know the next course of action.

What to Do If Your Name Is Missing?

If you believe you meet the eligibility criteria but your name is not appearing in the West Bengal Student Credit Card Beneficiary List, take the following steps:

1. Recheck Application ID: Ensure that you have entered the correct registration details on the portal.
2. Contact Nodal Officer: Reach out to the education department’s nodal officer of your institution.
3. Review Documents: Log in to the WBSCC portal and verify that all mandatory documents are uploaded and legible.
4. Call the Helpline: Use the toll-free number 1800-102-8014 for direct assistance.

Many omissions are due to incomplete uploads or technical mismatches, which can be corrected easily with institutional help.

Recent Trends and Statistics from the 2025 Beneficiary List

As of July 2025, over 1.2 lakh students have benefited from the scheme. Key insights from the latest West Bengal Student Credit Card Beneficiary List include:

• 67% of the beneficiaries are pursuing undergraduate or postgraduate degrees within India.
• 22% are enrolled in professional and skill-based programmes.
• 11% have received approval for studies in foreign universities, particularly in Canada, Germany, and the UK.
• 58% of applicants are first-generation learners in their families.
• Over ₹7,800 crore worth of educational loans have been sanctioned under the scheme since inception.

These figures demonstrate the wide reach and effectiveness of the initiative in promoting inclusive higher education.

Government’s Stand on Beneficiary Transparency

The Government of West Bengal continues to prioritize accountability and fair disbursal through public access to the West Bengal Student Credit Card Beneficiary List. Regular updates, grievance redressal cells, and institutional liaisons ensure that eligible students are not left out. New automation tools introduced in 2025 are enabling faster verification and data sync with bank servers, thereby reducing processing time to as little as two weeks in many districts.

Conclusion: Use the West Bengal Student Credit Card Beneficiary List to Stay Informed

The West Bengal Student Credit Card Beneficiary List is more than a database—it is a digital proof of progress for thousands of students. Whether you are planning your higher studies, confirming a loan approval, or preparing for institutional reporting, this tool ensures clarity and confidence in your education finance journey. Make sure to check your status regularly, act on any pending documentation, and stay updated with government notifications for maximum benefit.

For the latest updates, visit the official portal: https://wbscc.wb.gov.in

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Read More: West Bengal Student Credit Card Eligibility 2025: Secure Your Future with Government-Backed Student Finance

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